2020 was a great year! No, seriously... It was bad on many dimensions, but you've likely seen many posts on why it was also great - so we won't go into that here.
However, we just wanted to say a few things:
If we (you) can do this, God willing, we may be able to come out on the other end much better than you would have under the status quo of 2019. Act now. If you're reading this late, think about how you'll plan to act now.
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